Legal terms and conditions of use
Introduction
Welcome to the
online insurance verification tool operated by the Minnesota Department of
Labor and Industry (DLI) as part of its Web site. This tool is designed to
allow users to verify workers’ compensation insurance coverage for employers,
based on proof of coverage data filed with DLI. Review the following terms and
conditions concerning its use.
DLI insurance
verification is offered to you conditioned on your acceptance without
modification of the terms, conditions and notices contained herein. Your
accessing, using or downloading materials from this site constitutes your
agreement to all such terms, conditions and notices. You agree to click on the
“Legal terms and conditions of use” and other terms and guidelines found
throughout this site and abide by them if you choose to use the sites, pages or
services to which they apply. If you do not wish to be bound by these terms and
conditions, please immediately exit this site and make no further use hereof.
Use of DLI site
You may view, copy and print information
(“content”) from the DLI insurance verification section of this Web site,
subject to the following: (1) the
content may be used solely for informational purposes within your organization
to verify the existence of workers’ compensation coverage from records
reflected on the site; and (2) the content may not be modified or altered in
any way. Except as expressly provided herein, you may not use, download,
upload, copy, print, display, perform, reproduce, publish, license, post,
transmit or distribute any content from the site in whole or in part without
the prior written permission of DLI. In no event may you remove any copyright
or other proprietary notices or legends on the site.
You agree that you
must evaluate and bear all risks associated with the use of any content,
including any reliance on the accuracy, completeness or usefulness of such
content.
All right, title and interest (including all
copyrights, trademark rights, patent rights and other intellectual property
rights) in and to the DLI insurance verification section of this Web site and
all content appearing on the site is proprietary and shall remain the sole
property of DLI or, to the extent applicable contractors or service providers
from which DLI obtains services or content used or incorporated in the site.
All trademarks,
service marks, logos, slogans and other proprietary marks appearing on the site
are the marks and exclusive property of DLI or the identified mark owners.
Nothing contained on this site should be construed as granting, by implication,
estoppel, or otherwise, any license or right to use any such marks displayed on
this site without the written permission of DLI or such third party that owns
the mark.
As a condition of your use of the DLI
insurance verification section of this Web site, you warrant to DLI that you
will not use this site or the content for any purpose that is unlawful or
prohibited by these terms, conditions and notices.
You agree to
indemnify and hold the State of Minnesota and DLI, and its contractors, service
providers, agents and employees, harmless from any claim or demand, including
reasonable attorneys’ fees, made by any third party due to or arising out of
your use of the DLI insurance verification section of this Web site, your
connection to the site, your violation of these terms of service or your
violation of any rights of another. This indemnification is in addition to and
not in lieu of any sovereign immunity defense available to DLI and its
contractors, service providers, agents and employees.
DLI reserves the
right at any time to modify or discontinue, temporarily or permanently, this
Web site (or any part thereof) or any content thereon, with or without notice.
You agree that DLI shall not be liable to you or to any third party for any
such modification, suspension or discontinuance.
You agree that
DLI, in its sole discretion, may terminate an individual’s use of the DLI
insurance verification section of this Web site for any reason, including,
without limitation, if DLI believes you have violated or acted inconsistently
with these “Legal terms and conditions of use.” You agree that any termination
of your access to the DLI site under any provision of these terms may be
effected without prior notice. Further, you agree that DLI shall not be liable
to you or any third party for any termination of your access to the site.
The DLI insurance
verification section of this Web site may contain hypertext links to other
World Wide Web sites or resources controlled by parties other than DLI. Because
DLI has no control over such sites and resources, you acknowledge and agree
that DLI is not responsible for the availability of such external sites or
resources, and does not endorse and is not responsible or liable for any
content, advertising, products or other materials on or available from such
sites or resources. You further acknowledge and agree that DLI shall not be
responsible or liable, directly or indirectly, for any damage or loss caused or
alleged to be caused by or in connection with use of or reliance on any such
content, goods or services available on or through any such site or resource.
YOU EXPRESSLY
UNDERSTAND AND AGREE THAT:
DLI MAKES NO
WARRANTY OR REPRESENTATION CONCERNING THE TIMELINESS, SUITABILITY, COMPLETENESS
OR ACCURACY OF ANY OF THE CONTENT PROVIDED ON THIS SITE. PROPER USE OF THE
CONTENT REQUIRES A THOROUGH UNDERSTANDING OF THE WORKERS’ COMPENSATION SYSTEM
AND ALL LIMITATIONS INHERENT IN THE COMPILATION OF DATA RELATED TO THAT SYSTEM.
ALL CONTENT ON THE DLI INSURANCE VERIFICATION SECTION OF THIS WEB SITE PROVIDED
BY DLI UTILIZING RESOURCES, WHICH DLI BELIEVES TO BE RELIABLE AND ACCURATE;
HOWEVER, DLI DOES NOT WARRANT, REPRESENT OR GUARANTEE THAT THE CONTENT
CONTAINED ON THIS DLI SITE HAS BEEN PROPERLY REPORTED, DOCUMENTED OR UPDATED
NOR IS THERE ANY REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT
REFLECTS CHANGES IN APPLICABLE LAW.
THE CONTENT
INCLUDED ON THIS DLI INSURANCE VERIFICATION SECTION OF THIS WEB SITE MAY
INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO
THE CONTENT. DLI AND/OR ITS SOURCES OF DATA OR ITS CONTRACTORS OR SERVICE
PROVIDERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.
CONTENT RECEIVED VIA THIS SITE SHOULD NOT BE RELIED UPON FOR FINANCIAL OR
INSURANCE PRODUCT DECISIONS AND YOU SHOULD CONSULT WITH AN APPROPRIATE
PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR NEEDS.
YOUR USE OF THE
DLI INSURANCE VERIFICATION SECTION OF THIS WEB SITE IS AT YOUR SOLE RISK. THE
CONTENT CONTAINED ON THIS DLI SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE”
BASIS. DLI FOR ITS SELF AND FOR ITS CONTRACTORS AND SERVICE PROVIDERS EXPRESSLY
DISCLAIMS WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
ANY MATERIAL
DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE DLI SITE IS DONE AT
YOUR OWN DISCRETION. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR
COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH
MATERIAL.
YOU EXPRESSLY
UNDERSTAND AND AGREE THAT IN NO EVENT SHALL THE STATE OF MINNESOTA, DLI OR ANY
OF ITS CONTRACTORS, SERVICE PROVIDERS,
agents and employees BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL,
SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO,
DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES
(EVEN IF DLI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCURRED BY
YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT, ARISING FROM
YOUR ACCESS TO, OR USE OF, THIS DLI INSURANCE VERIFICATION SECTION OF THIS WEB
SITE OR ANY OTHER HYPERLINKED WEB SITE. This
LIMITATION IS in addition to and not in lieu of any sovereign immunity defense
available to DLI, and its contractors, SERVICE PROVIDERS, agents and employees.
The laws of the State of
© 2005 Minnesota
Department of Labor and Industry. All rights reserved.